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HVAC Financing & Rebates

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HVAC Services to Fit Your Budget

At Ray O. Cook Heating & Air, we understand replacement heating equipment and AC repairs can be expensive. Our team believes that a comfortable household should be accessible to everyone. That’s why we’re committed to offering our clients a range of financing options and rebates. Many times, you can’t anticipate an air conditioning breakdown. But you can expect reasonable rates and easy-to-navigate financing plans from our team.

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HAVC System Financing

Don't let budget concerns stand in the way of your family's comfort. Ray O. Cook Heating & Air is proud to offer financing through Synchrony, giving homeowners a convenient way to invest in heating and cooling solutions with manageable monthly payments.

Enjoy Comfort Now and Pay Over Time

  • Flexible payment options designed to fit a variety of budgets
  • Secure online account management and bill pay
  • Quick and easy application process with fast credit decisions

*Subject to credit approval. Financing options vary based on purchase amount and promotional availability.

APPLY FOR FINANCING HERE
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LOCAL SMUD & PG&E REBATES

We offer a plethora of rebates for a new heating and cooling equipment and services. Take advantage of the savings through the SMUD High-Efficiency Air Conditioning Program or ask about earning up to $4,300 in PG&E rebates. We want to ensure you get the reliable HVAC system you need, so don’t hesitate to inquire about one or more of these offerings.

Ray O. Cook Heating & Air is committed to providing quality heating and cooling services throughout the year. Whether you need a minor furnace repair or an extensive retrofit, we can help. We’ve been in business since 1947, and in that time, we’ve developed a reputation for top-notch customer service and honest pricing. Be sure to ask us about financing options and rebates. We want to make your heating and cooling work as affordably as possible.

Hear From Our Happy Customers

 
 
 
 
  EXCELLENT  
 Google star 1Google star 2Google star 3Google star 4Google star 5 
 Based on 2725 reviews 
  
 
 
 
 
 
 
 
  
 
 
 
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 Bryan Justman profile picture 
 
 
 Bryan Justman 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Our technician Jose was on time, super professional, and made everything make sense to us. I signed up for the Cook Club because I feel like this is the kind of company I want to look after our HVAC for as long as we own this house.
  
 
  
 
 
 
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 Jamie Fletcher profile picture 
 
 
 Jamie Fletcher 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Michael B, as with each person we have dealt with at Ray O'Cook was very personable, professional and completed our maintenance quickly and throughly. Michael explained what had been done during the maintenance, showed us all the pictures he took while servicing our HVAC system. Michael also.took.the time to answer some questions about the use of our system.  Another great employee from a great company.
  
 
  
 
 
 
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 Farn Dupre profile picture 
 
 
 Farn Dupre 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Gino did a super job inspecting and cleaning my two AC units. Wow. He was thorough and professional and took photos of all potential problems. I’ll ask for him to come back when we decide next steps.
  
 
  
 
 
 
 Posted on Google Google 
 
 Randi McFarland profile picture 
 
 
 Randi McFarland 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Very thorough in his inspection and very clear explanations of repairs needed.  Thank you!!
  
 
  
 
 
 
 Posted on Google Google 
 
 Tim Lawrence profile picture 
 
 
 Tim Lawrence 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Friendly and informative of our system and how to make improvements.  We would welcome him back for further service visits
  
 
  
 
 
 
 Posted on Google Google 
 
 Kathy Reuter profile picture 
 
 
 Kathy Reuter 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Very professional, courteous, friendly guy .
  
 
  
 
 
 
 Posted on Google Google 
 
 Gia Rossitto Thorp profile picture 
 
 
 Gia Rossitto Thorp 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Have had nothing but great service from Ray O. Cooke. From the office staff to every technician that have ever come to my house from the time of installation to the semi annual maintenances over the past 5 years have been informative, down to earth, friendly, professional, thorough, and trustworthy.
  
 
  
 
 
 
 Posted on Google Google 
 
 Todd Scott (Scotty Bros productions) profile picture 
 
 
 Todd Scott (Scotty Bros productions) 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Gino was super friendly and knowledgeable. Assessed the problem quickly, offered options and clear explanations before performing a solid repair. I was very impressed with the speed and professionalism.
  
 
  
 
 
 
   
 
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