HVAC Financing & Rebates
HVAC Services to Fit Your Budget
At Ray O. Cook Heating & Air, we understand replacement heating equipment and AC repairs can be expensive. Our team believes that a comfortable household should be accessible to everyone. That’s why we’re committed to offering our clients a range of financing options and rebates. Many times, you can’t anticipate an air conditioning breakdown. But you can expect reasonable rates and easy-to-navigate financing plans from our team.
HAVC System Financing
Don't let budget concerns stand in the way of your family's comfort. Ray O. Cook Heating & Air is proud to offer financing through Synchrony, giving homeowners a convenient way to invest in heating and cooling solutions with manageable monthly payments.
Enjoy Comfort Now and Pay Over Time
- Flexible payment options designed to fit a variety of budgets
- Secure online account management and bill pay
- Quick and easy application process with fast credit decisions
*Subject to credit approval. Financing options vary based on purchase amount and promotional availability.
LOCAL SMUD & PG&E REBATES
We offer a plethora of rebates for a new heating and cooling equipment and services. Take advantage of the savings through the SMUD High-Efficiency Air Conditioning Program or ask about earning up to $4,300 in PG&E rebates.
We want to ensure you get the reliable HVAC system you need, so don’t hesitate to inquire about one or more of these offerings.
Ray O. Cook Heating & Air is committed to providing quality heating and cooling services throughout the year. Whether you need a minor furnace repair or an extensive retrofit, we can help. We’ve been in business since 1947, and in that time, we’ve developed a reputation for top-notch customer service and honest pricing. Be sure to ask us about financing options and rebates. We want to make your heating and cooling work as affordably as possible.
Hear From Our Happy Customers
EXCELLENT
Based on 2720 reviews
Posted on Google![]()
Gia Rossitto ThorpTrustindex verifies that the original source of the review is Google.
Have had nothing but great service from Ray O. Cooke. From the office staff to every technician that have ever come to my house from the time of installation to the semi annual maintenances over the past 5 years have been informative, down to earth, friendly, professional, thorough, and trustworthy.Posted on Google![]()
Todd Scott (Scotty Bros productions)Trustindex verifies that the original source of the review is Google.
Gino was super friendly and knowledgeable. Assessed the problem quickly, offered options and clear explanations before performing a solid repair. I was very impressed with the speed and professionalism.Posted on Google![]()
Melinda MorrisTrustindex verifies that the original source of the review is Google.
Very helpful service. Highly recommend.Posted on Google![]()
Kim ScottTrustindex verifies that the original source of the review is Google.
Excellent service and communications with everyone at Ray O Cook. We got confirmation prior to our scheduled appointment, a follow up reminder, and a text saying Joe K our technician was on his way-along with a photo. Joe was on time, courteous, and knowledgeable. He changed the filters, and tested the heating system. He had to make one modification that would put our until into top running performance. We definitely have peace of mind knowing that these are the best of the best from sales to service and that they stand behind their products. Our experience could not get any better. I would highly recommend Ray O Cook.Posted on Google![]()
Hongjun JinTrustindex verifies that the original source of the review is Google.
My parents had a heat pump HVAC system installed by Ray O. Cook Heating & Air about two months ago, and the entire experience has been excellent. Everything went smoothly, from the installation and permits to HERS testing and rebate processing. The staff have been very friendly, professional, and responsive throughout the process. I was impressed that they followed up two months after the installation by sending a technician to check the system and ensure it was running efficiently. Special thanks to Paul, who was very patient and took the time to explain the system and answer our questions throughout the entire process. Overall, we’re very happy with the service and would highly recommend Ray O. Cook Heating & Air!Posted on Google![]()
Megan HendricksTrustindex verifies that the original source of the review is Google.
Very helpful! Showed me a reusable filter I had no idea I was supposed to be cleaning.Posted on Google![]()
Joshua LongoTrustindex verifies that the original source of the review is Google.
Gino was amazing and knowledgeable.Posted on Google![]()
Stephen BullockTrustindex verifies that the original source of the review is Google.
Gino was incredibly thorough, going above and beyond to ensure we understand what he was doing and the steps we could take to prolong the life of our AC. Excellent work 😃Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
